What does IN-Network mean?

Heartland Health & Wellness Fund has a group of healthcare providers and facilities with whom they have negotiated a certain rate for their services. If a doctor, hospital or health care facility you visit is part of your insurance company’s network, you receive your health care at lower price. However, if you go out of your network for health care, it can become a lot more expensive.

Basically, choosing a healthcare provider IN-network means you get a discount and pay less for your medical services.

Which providers are IN-Network?

To find out which healthcare providers, hospitals, and healthcare facilities are in-network go to anthem.com and select “Find A Doctor”.

Who to call for an IN-Network Provider?


Anthem: Find a Doctor 800.810.2583


Express Scripts: Prescriptions 800.467.2006 (Express Scripts Members)


Kroger Prescription Plan (KPP): Prescriptions 800.575.7712 (All Kroger Employees)


CVS Caremark:  Prescriptions 866.284.9226 (All CVS Employees)

Biometric Screening and Health Assessment Inquiries: 800.433.1204

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